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TeensMBABusiness with Personal Finance

Privacy Policy

Draft for legal review (US COPPA/FERPA, Korea PIPA, EU GDPR). Controller: HIA&Company Co., Ltd. (주식회사 히야앤컴퍼니).

What we collect

We do not collect precise location, contacts, photos or advertising identifiers, and we do not run third-party advertising or tracking.

Why we use it

To provide the service you signed up for: saving your progress, scoring your writing, and showing you what to study next. To operate billing and support. To improve the course using aggregated, de-identified statistics (for example, which questions most students miss).

Automated scoring

When you submit a free-response answer, its text and the task are sent to our AI model provider (Anthropic) to be scored against our rubrics. We do not send your name or email address with it, but anything you write in the answer itself is sent as written, so please do not include personal details in your answers. We keep only the resulting scores, not the text. Under the provider’s commercial terms, data sent through its API is not used to train its models; the provider keeps it only as long as its data-retention policy allows. We will update this section if we arrange a shorter retention period.

Transfers of personal information abroad

To run the service we use the providers below. These transfers are necessary to perform our contract with you. Information is sent over the network at the time you use the feature concerned. You can avoid a transfer by not using that feature (for example, not submitting free-response answers for scoring, or not buying Pro); signing in and saving progress require the hosting and database providers.

Recipient (contact)Where the data is stored or processedWhatWhyHow long
Vercel Inc.
vercel.com/legal/privacy-policy
United States (and its global edge network)Pages you request, IP address, browser typeHosting the websitePer Vercel’s log-retention policy
Supabase Inc.
supabase.com/privacy
Republic of Korea (Seoul region)Name, email, user ID, learning progress and scores, Business Canvas notesSign-in and saving your progressUntil you delete your account, then within 30 days
Google LLC
policies.google.com/privacy
United StatesYour Google sign-in (handled between you and Google)Signing in with GooglePer your Google account settings
Anthropic PBC
www.anthropic.com/legal/privacy
United StatesFree-response answer text and the task (no name or email)Automated scoring and feedbackPer Anthropic’s API data-retention policy
Paddle.com Market Ltd
www.paddle.com/legal/privacy
United KingdomPayer’s name, email, country and payment detailsProcessing payments and taxes as merchant of recordAs required by tax and payment law

Children

The service is for students aged 14 and over. We do not knowingly create accounts for children under 14; if we learn we have, we delete the account. Where local law requires parental consent at a higher age, we obtain it before the account is used. Payments for users under 18 are made by a parent or guardian.

Sharing

We share data only with the processors needed to run the service (hosting, authentication, database, payment, AI scoring), each under a contract that limits use to our instructions. We do not sell personal data. We disclose data if the law requires it.

Retention

Learning data is kept while your account is active and deleted within 30 days of account deletion. Billing records are kept as long as tax law requires.

Your rights

You can download your learning data and delete your progress from the Account page at any time. You can request access, correction, deletion or portability of any personal data, or object to processing, by emailing support@teensmba.com. EU/UK users may lodge a complaint with their supervisory authority; Korean users may contact the Personal Information Protection Commission.

Cookies

We use only the cookies needed to keep you signed in. No analytics or advertising cookies are set.

Changes and contact

We will announce material changes in the service before they apply. Contact: support@teensmba.com.